As avid explorers who’ve been around the globe a few times, we’ve learned a thing or two about the ups and downs of travel. We usually share the glamourous, or at least exciting side of traveling, but today we’re tackling a topic that’s often overlooked but absolutely crucial: travel insurance. We know, it doesn’t sound as thrilling as planning your next exotic escape, but trust us—having the right travel insurance can turn a potential disaster into just a minor hiccup. We’ve teamed up with SafetyWing, our trusted travel insurance provider, to give you the lowdown on why you need it, how it works, and what it covers. Let’s dive in and make sure you’re prepared for anything your adventures throw at you!
Why Travel Insurance is a Must-Have
Imagine this: you’ve planned the perfect getaway, complete with stunning beaches, delicious cuisine, and cultural adventures. Then, out of nowhere, the unexpected happens—lost luggage, a sudden illness, or a canceled flight. Without travel insurance, you could be left scrambling, stressed, and out of pocket. That’s where travel insurance comes to the rescue. It’s your safety net, providing peace of mind so you can focus on enjoying your journey.
How Travel Insurance Works
Travel insurance might sound complicated, but it’s actually pretty straightforward. When you purchase a policy, you’re essentially buying coverage for potential mishaps that could occur during your trip. Depending on the policy, this could include medical emergencies, trip cancellations, lost or stolen belongings, and even emergency evacuations. With SafetyWing, you get a comprehensive plan that’s easy to understand and even easier to use. Plus, they offer flexible options that cater to both short-term travelers and long-term nomads like us. You can either purchase a policy to cover a specific trip, like going to Cabo for a week. Or you can purchase ongoing coverage that covers you everywhere you travel like we have now.
What Travel Insurance Covers
Here’s a quick rundown of what a good travel insurance policy, like the ones offered by SafetyWing, typically covers:
Medical Emergencies: Whether it’s a sudden illness or an unexpected injury, travel insurance covers medical expenses, hospital stays, and even emergency dental care.
Trip Cancellations and Interruptions: If you need to cancel your trip due to unforeseen circumstances (like a family emergency or natural disaster), travel insurance can reimburse your non-refundable expenses.
Lost or Stolen Belongings: Losing your luggage or having your belongings stolen can be a nightmare. Travel insurance helps cover the cost of replacing your items so you’re not left in a lurch.
Emergency Evacuations: In the rare event that you need to be evacuated due to a medical emergency or natural disaster, travel insurance ensures you get to safety without bearing the financial burden.
Personal Liability: Accidents happen. If you accidentally cause damage or injury to someone else while traveling, travel insurance can cover the associated costs.
Why We Love SafetyWing
We’ve been using SafetyWing for our travels for years and couldn’t be happier with their service. Here’s why:
Affordable and Flexible: SafetyWing offers budget-friendly plans that don’t skimp on coverage. Whether you’re taking a short trip or embarking on a long-term adventure, they have a plan that fits your needs. Coverage for a one week trip is as low as $16, depending on your age.
Global Coverage: No matter where your travels take you, SafetyWing has you covered. Their insurance works in over 180 countries, so you can roam the globe with confidence.
User-Friendly: The last thing you want on your trip is complicated insurance paperwork. SafetyWing makes the process simple, from purchasing a policy to filing a claim. Their new claims process is so simple too. Everything is online. We were able to submit a claim in about 8 minutes, and received reimbursement within a week!
Our Personal Experience
We can’t stress enough how important it is to have travel insurance. On one of our trips to Bali, Shayne had a small scrape on his leg that looked innocent at first, but quickly turned worrisome. We were concerned that it was becoming infected and decided that we needed to have it checked out. It ended up being a lot more serious that we could have ever imagined. We'll save you the gory details, but he had to have a procedure to clean the wound, and we had to return to the hospital every few days for 2 weeks to have it cleaned and checked. He was also given 2 prescription medications to take.
Thanks to our SafetyWing insurance, we didn’t have to worry about the medical bills and could focus on getting Shayne back on his feet. Everything was covered. All we had to do was submit a claim with the documentation from the hospital. We received reimbursement within about a week. Another time, our luggage was delayed for three days. The insurance helped cover the cost of essentials we needed in the meantime. These experiences have solidified our belief that travel insurance is a non-negotiable part of travel planning and the one thing we will not leave home without.
How to Sign Up
It honestly couldn't be easier to sign up for Safety Wing Travel Insurance. Simply use the box below to select your age range, travel dates if you're purchasing a short-term policy or start date if you're purchasing a long-term policy, and click buy now. You will be directed to their website and in a few simple steps, you will be covered. Digital insurance cards and a visa letter are automatically generated so you have those available if required for the country you are visiting. (And just a freindly reminder to always check the entrance requirements for every country you are visiting!)
You can also visit Safety Wing's website here.
Final Thoughts
Travel insurance might not be the most exciting part of your travel prep, but it’s definitely one of the most important. With SafetyWing, you get reliable, affordable, and comprehensive coverage that lets you travel with peace of mind. So, next time you’re planning a trip, don’t forget to add travel insurance to your checklist. Trust us, future you will be grateful.
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